Do you have Uninsured Motorist Insurance?

As a personal injury attorney, in Austin, Texas, the most important question I ask a new client is “Do you have Uninsured Motorist”? The usual reply is, “Yes, I have full coverage.” What I am about to write next might come as a shock but “full coverage,” does NOT mean you have Uninsured Motorist coverage.
Imagine that you’re driving in Austin, TX, it’s late at night, and you’re at a complete stop at the intersection of Ben White Blvd. and Lamar Blvd. Moments later, you feel the impact of someone rear-ending your vehicle. The force is so great that it pushes you into the intersection. By the time you come out of shock, you realize that you’ve been in a car accident and the person responsible is long gone. You talk to the police, you go to the hospital to get checked out and you think to yourself, “I’ll call my insurance company tomorrow and let them know.” “Everything will be alright.” You go to sleep, or at least try to.
The next day, you call your car insurance company and they inform you that they may be able to help fix your car, but they can’t help you with your medical bills. If you rejected the Uninsured Motorist and PIP coverage on your policy, then your car insurance company won’t help with your medical bills. This happens all the time in Austin and across our great state of Texas. Please don’t let this happen to you. Call your car insurance company and make sure you have Uninsured Motorist coverage before something like this happens to you.
If you were in a hit and run accident, please call our personal injury attorneys at Funk and Associates where we deal with Uninsured Motorist cases on a daily basis.