The individual that causes the collision is personally liable for a boating accident. This is more often than not the person driving or operating the boat at the time. However, in some scenarios there may be more than one liable person, such as when someone allows someone else to operate their boat. If there is a different driver and owner, perhaps both parties share some blame. The facts of the case are the determining factor, so it is vital you speak to a lawyer as soon as the boating accident occurs so that the attorney can assess the case and determine who is liable for the incident.